Jumbo Loans


Looking for a big loan with great terms?
We are pleased to offer our Jumbo Alternative product — one of the new offerings as part of our unique suite of portfolio lending products. Designed to serve the borrower who is looking for a higher loan amount, with flexible guidelines, and who can demonstrate the ability to repay.  This offering will help you reach more qualified borrowers.

Loan Features:

  • LTV(Loan to value) ratios up to 90% with no MI
  • Loan amounts up to $2,500,000
  • Interest-only option
  • Purchase money, rate term and cash-out refinance
  • 85% LTV on a cash out refinance
  • $750,000 max cash back
  • Eligible income sources can include restricted stock units and asset depletion
  • Minimum FICO 660
  • DTI – (debt to income ratio) up to 50%
  • 5/1 ARM and 30 year fixed options available
  • Up to 10 acres allowed
  • Unlimited number of financed properties on primary residence
  • Non-warrantable condominiums including condotels
  • Delayed financing treated as rate term
  • No pre-payment penalties

Want to learn more? Give us a call at 562-761-6959 or email us at phoebechoong1@gmail.com

Located in Long Beach, CA. Servicing Los Angeles, Orange, Riverside and San Bernardino Counties. And the entire State of California.